About Fluenccy

Learn about the history of Fluenccy and the team dedicated to helping SMEs save on foreign invoices.

A word from the founder...

The COVID-19 crisis hit SMEs harder than almost any other business segment. Many of them incurred large currency-related losses, losses that made it even harder for them to survive. Seeing businesses struggle to stay afloat inspired me to launch Fluenccy.

I wanted to fix an ongoing problem that would help SMEs through difficult – and prosperous – periods. Our vision at Fluenccy is to make foreign currency simple; to enable better rates with a seamless experience.

Still today, currency management is hard. Many SMEs lack the time and tools to see the full impact foreign exchange is having on their business. In addition, they often can’t access expertise to develop effective currency management strategies. It’s a vicious cycle, usually seeing them giving up and accepting the rate on the day. That’s not the answer.

Fluenccy offers SMEs clear insights into the impact currency movements have on their foreign invoices, and allows them to easily see, understand and improve the way they manage their currency needs. Our embedded software was built for SMEs to ensure the cost of their foreign invoices is the right one for their business - without the need to add another complicated step in the journey.

Simplicity and ease is at the heart of what we do. We don’t use currency jargon. We don’t provide currency forecasts. We don’t even sell currency. Instead, we integrate with existing processes, and assess data from past and upcoming foreign invoices to deliver a full currency review and non-advisory coaching and strategies that will maximise cash flow and help plan for FX savings.

The team at Fluenccy has been supporting SMEs and their international invoice needs for decades.

We're Fluenccy, and we're fluent in currency.

Tony Crivelli, Fluenccy Founder and CEO

Tony Crivelli

Founder & CEO

Tony Crivelli has worked with SMEs and cross-border payments his entire professional life. As Senior Vice President of B2B payments team for Western Union, Tony worked with customers and partners across 20+ countries ranging from SMEs to large financial institutions.

Tony has held other senior roles at Western Union, including Vice President for UK and Europe, Vice President of Global Hedging Strategy, and Vice President for APAC. He has more than 25 years of leadership experience in payments and currency hedging having started his career at National Australia Bank and Travelex.

Tony holds a Bachelor of Business from Monash University and an Executive MBA from the London Business School.