Save More on Foreign Invoices with Fluenccy’s Invoice Manager

Tony Crivelli
February 4, 2026

If your business is paying international suppliers, chances are you’re losing more than you should on foreign exchange (FX). From hidden margins in your bank’s rate to poorly timed payments, the cost of doing business globally can stack up fast.

That’s where Fluenccy steps in—and at the heart of it is Invoice Manager: a smart, AI-powered tool that helps you plan, manage and save on your upcoming foreign invoices. No more guesswork. No more surprises. Just better FX outcomes.

The FX challenge for growing businesses

Most businesses don’t have time (or treasury teams) to watch the markets. You receive an invoice, note the due date, and pay when it’s due. Simple, right?

But here’s the problem: foreign exchange markets move every second. The rate you get on payment day could be better—or worse—than when you raised the invoice. Over dozens or hundreds of invoices, those swings add up to real money lost.

Even if you’re working with a bank or broker, it’s hard to know:

  • Are you getting the best rate?
  • When’s the right time to lock it in?
  • How much are these FX decisions actually costing your business?

Invoice Manager: Your FX assistant, powered by AI

Invoice Manager was built to solve this exact problem. It takes your foreign invoice pipeline and turns it into a data-driven savings plan, tailored to your business.

Here’s how it works:

1. Sync your upcoming invoices

Whether you’re using Xero, uploading a spreadsheet, or connecting your ERP, Fluenccy ingests your upcoming foreign currency invoices—along with due dates, currencies and amounts.

Everything is now in one place: clear, trackable and ready for action.

2. See the real cost of each invoice

Fluenccy calculates what each invoice cost when it was issued, what it would cost if you paid today, and what future movements might mean for your budget.

You get a running view of:

  • Cost at raise
  • Current local currency value
  • Potential future value

That gives you context—and control.

3. Get an AI-powered savings plan

Using invoice data and market signals, Fluenccy’s AI creates an optimised payment strategy. It recommends when to buy, how much, and what the potential savings could be compared to a “pay-on-the-day” approach.

It’s like having a currency strategist on your team—without the overhead.

4. Choose how you want to pay

Want to use your bank? Go for it. Prefer Fluenccy’s payments platform (powered by Ebury, supporting 130+ currencies)? That’s ready too.

There’s no lock-in—you stay in control of how and where you make payments.

5. Automate and focus on your business

Once your plan is in place, you can automate FX conversions and international payments straight from Fluenccy. That means:

  • No more scrambling for last-minute approvals
  • No more chasing rates
  • No more reactive payments

Just a simple, efficient, and repeatable process that saves you money and time.

Real results, real savings

Fluenccy’s clients regularly report:

  • 2x less FX loss compared to unmanaged invoice payments
  • 3x reduction in volatility
  • Savings of up to 58 basis points in 2023 alone

And because the AI learns from your data, the more you use Invoice Manager, the smarter—and more tailored—it gets.

Start saving today

If your business pays foreign suppliers, Fluenccy’s Invoice Manager helps you:

  • Cut FX costs
  • Reduce risk
  • Improve cashflow visibility
  • And reclaim hours of admin time

All without changing banks or needing to be a currency expert.

Want to see what Fluenccy could save you?

Log in to your account, load your upcoming invoices, and let Invoice Manager show you the difference.

Or reach out to our team to get set up in minutes.

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